7 Secrets Of Money the Rich Don’t Want You to Know

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Ask most personal finance experts and they’ll tell you the secret to becoming rich is no secret at all: Work hard, live below your means and save every dime. The nation’s One Percenters, however, might disagree.

Secrets Of Money

There’s no shame in a modest lifestyle — even Warren Buffett lives frugally. But if your goal is to get rich, it’s helpful to know these seven secrets the ultra-wealthy aren’t likely to share.

1 Salary isn’t the whole story

Climbing the corporate ladder will only get you so far; at some point, you reach your earning potential and plateau. The rich know that in order to grow wealth, it’s important to make your money work hard for you — not the other way around. In fact, Robert Kiyosaki, author of the No. 1 best-selling personal finance book “Rich Dad, Poor Dad,” built his entire money philosophy around this concept.

Generating income from passive, rather than active, income sources is the best way to do this. Investments that yield passive income include dividend-paying securities, rental properties, profits from a business you do not directly manage on a daily basis — even royalties on creative work or inventions.

2 Take advantage of time, not timing

If the recent Dow Jones crash proves anything, it’s that no one can predict what the market will do tomorrow. The wealthy know this and make no attempt to moonlight as day traders.

Time is more important to investment success than timing,” explained Peter Lazaroff, a certified financial planner who manages portfolios upwards of $10 million for Plancorp, LLC. “Most of the population believes that timing the market’s moves is the key to growing rich through the stock market. The wealthy, however, understand that time and compound returns are the most important factor in growing wealth.”

Though it might seem counterintuitive, getting rich requires investors to adopt an unsexy buy-and-hold strategy, ride out market fluctuations and ignore speculation.

3 Put it in writing

The difference between having an idea and putting it on paper is often what separates the uber-successful from average folks. And if you equate success with wealth, it might be time to start writing down your goals, both large and small, in order to become rich.

Thomas Corley, author of “Rich Habits: The Daily Success Habits Of Wealthy Individuals,” noted that 67 percent of the wealthy people he surveyed wrote down their goals, while 81 percent kept a to-do list. If your goal is to become a multimillionaire, write it down along with an action plan for making it happen.

4 Understand value over cost

According to Justin J. Kumar, senior portfolio manager at Arlington Capital Management, “The wealthy person has three best friends: her attorney, her accountant and her advisor. The wealthy tend to use the law and tax code to their advantage when figuring out how to maximize their wealth, especially over multiple generations, and they are not afraid to spend money up front for counsel to get these answers.”

Kumar explained it’s common for middle-income Americans to cut corners in order to save money, yet ultimately find the results lacking. “The wealthy look at value over cost, but they are still prudent in their decisions,” he said.

5 Eat out less

People who are concerned with saving money often skip the daily latte. The rich enjoy small splurges such as Starbucks whenever they want and instead look at saving from a bigger picture.

Author Paul Sullivan and colleague Brad Klontz, a clinical psychologist with an academic appointment at Kansas State University, conducted research on the difference in spending habits of the 1 percent and the 5 percent. The 1 percent spent 30 percent less on eating out and saved it for retirement instead. “And that, more than the cost of a Starbuck’s latte, is what, over time, separates the wealthy from everyone else on the wrong side of the thin green line,” Sullivan wrote in Fortune.

6 Be your own boss

Employees work to make their bosses rich. If you’re aiming for true wealth, consider starting your own business. According to Forbes, nearly all of the 1,426 people on its list of billionaires made their fortunes through a business they or a family member had a hand in creating.

“Many middle class workers think that starting a business is too risky,” noted Robert Wilson, a financial advisor and frequent contributor to CNN, NBC and CBS. “The wealthy understand that what’s risky is allowing your time and earnings to be dictated by a boss who couldn’t care less about whether you get what you want for your life.”

7 Use other people’s money

To the average person, “it takes money to make money” might sound like a tired cliche used to justify irrational spending. For the rich, it’s a golden rule of wealth.

The key is leveraging other people’s money to increase your own wealth.

“Trading time for dollars is a losers’ game, especially as technology destroys many jobs that don’t require a highly skilled human being,” said Wilson. “Using money from banks/investors and hiring people to work for you is a time-tested formula for building wealth, not to mention the tax laws, which heavily favor businesses.”

Whether you’re fundraising to start a business or flipping real estate for a profit, relying on other people’s money to do the heavy lifting greatly increases the return. Of course, it’s also riskier than relying on your own funds. But if you follow the sage words of the great Warren Buffett, consider that “risk comes from not knowing what you’re doing.”

Who Created And Invented The Money

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What is money?

Who Invested The Money
Who Invested The Money

Money is an agreement between people. It is an agreement that this much of something will be worth this much bread, and this much cheese, and this many slaves. But it’s convenient to be able to move money around between people, so even in the Stone Age people used small, valuable objects as money, so they could carry it around and use it to buy other things.

The History Of Money: Seashells And Beads

Probably people started out using rare seashells as money. When they needed more money and couldn’t find enough rare seashells, they realized that you could make an object valuable by putting a lot of work into it. So they started to make their own small, rare objects by carving beads. People have also used all sorts of other things as money. They’ve used paper as money, or cocoa beans, or cowrie shells, emeralds, diamonds, gold, silver, and bronze. Beads were often a kind of money well into the 1800s. Anything small, not too heavy, and fairly rare or hard to make will work as money.

The first metal coins

The earliest metal coins came from China, where people used small pieces of bronze to trade things starting around 1500 BC, possibly to replace the cowrie shells they used before that.

Coins issued by the government

Governments invented coins with guarantees around 650 BC. Governments or businesses mark this kind of coin with a promise that this coin is worth what it says it is worth. So – if you trust that government – you don’t have to weigh each coin before you accept it. The first coins of this kind were from Lydia, in West Asia. Lydian kings used the coins to pay mercenary soldiers. But many people preferred to keep on using mainly credit for trading instead.

Paying taxes in money

When governments began to require people to pay their taxes in money, gradually gold, silver, and bronze coins became common all over Europe, Asia, and Africa ( except for South Africa). In South America, the Aztec empire collected taxes in cocoa beans, in the same way, starting about 1400 AD. Traders even made fake cocoa beans to trick people into thinking they were money.

Debasing the currency

The governments that minted these coins figured out that if they didn’t have enough money, they could mix the gold with more silver to make it go further, or mix the silver with more bronze. That way they could make more coins with the same amount of metal, and have more money to pay their soldiers with. The Romans did this in the 200s AD.

But of course pretty soon people figured out that these coins weren’t really worth what the government said they were worth, and then they didn’t want to take those coins in stores. Or they demanded more coins, so it would be the same amount of gold or silver as before.

How to Make Money on YouTube? Million Dollars On Youtube

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How many views does it take to make money on YouTube? This is a common question asked and it really depends on who you ask. You may have heard that you’ll make one dollar per thousand views or that it’s $1,000 per Million Views. Some say it’s $5 per thousand views. Well, we’re asking the wrong question. We should be asking, “How much ENGAGEMENT does it take to make money on YouTube?”

You don’t make money based on the amount of views you have. You make money based on people’s engagement with the ad. Engagement here means clicking or watching a ad for more than 30 seconds. YouTube Advertising is managed in the Adwords platform. Advertisers choose ads on a Cost Per Click (CPC) or Cost Per View (CPV) model.

Types of Ads
Cost Per Click (CPC)

CPC is when an advertiser pays money based on clicks. So if a certain keyword has a CPC of $3 and someone clicks on that ad, it will charge that advertiser $3. These text ads pop up in the lower part of the screen during the video and can also show up as a square banner on the right side of your channel.

Cost Per View (CPV)

CPV is when an advertiser pays money based on views. A view for the advertiser means someone watches an Ad for at least 30 seconds or half of the ad; whichever comes first. That person could click that ad 50 times but it still wouldn’t charge the advertiser more because they’re not paying for the click, they’re paying for the view.

TrueView: Pre-Roll, In-Search & In-Display Ads

Pre-Roll Ads are the ads that act as a preview before the video starts and viewers can skip it after 5 seconds.

In-Search Ads show up in the search results and are surrounded by a light yellow box.

In-Display Ads show up on the right side of YouTube in the suggested video area

There are also third party pre-roll ads that force users to watch for a certain amount of time. Since these forced don’t apply to the majority I’m leaving them out.

Where Attentions Go, Ads Will Flow

Advertisers only pay when someone clicks an ad or watches for 30 seconds. This is why you can’t tie your channel views to dollars. If your video gets ten million views but nobody watches or click the ads, you don’t make any money. This is how I’m able to make $1 per 25 views. Advertisers pay big money to get their ad in front of specific and targeted audience.

For example if your YouTube Channel happens to provide valuable video content for a very specific audience. Say the channel teaches business owner how to organize their finances, track their expenses and save money on taxes. Any company who is trying to reach business owners would love to place their ads on that channel because you would both share the same demographic. The people who view that channel are their potential customers.

How Can You Make More Money on Your YouTube Channel?
There are a couple of easy steps that you can implement right now that will make you more money per view. The first thing you need to do is…

  1. Learn How to Make $1 A Day on YouTube
    Once you’ve learned how to make your first dollar, what’s stopping you from making your next?
  2. Take a Sniper Approach
    Advertisers want targeted YouTube channels with a defined demographic. They’d much rather place their ads on a specific type of person than a random user. Think of this as a narrow sniper approach vs the wide spray of a shotgun.

Make your videos with a specific type of person in mind. This is basic advertising 101; identifying your target demographic. Don’t tell me that your demographics are 21 – 55 year old women. This is the shotgun approach that’s too general and vague. Do you talk to a 21 year old girl the same way you’d talk to a 55 year old lady? Of course not. Define your audience and create videos that’s catered to them.

Target KeyWords with a High CPC

Understand this, Certain KeyWords Pay More than Others. Advertisers will pay more for the keyword, “home mortgage” (CPC $17.63) than “cheap phone cases” (CPC $1.38) because the end return is a lot higher. If someone ends up closing on a home loan that could make them upwards of $5,000+, whereas the end return on a cheap phone case would only be $15. Would you rather get paid from a phone case video that gets a million views with a CTR of 0.01% or a home mortgage video that only gets 10,000 views with a CTR of 0.08% ? Consider the scenarios below with the given keywords and their cost per clicks.

Scenario 1 You make a video reviewing the new iPhone that gets 1,000,000 views, of which your ad Click Through Rate (CTR) is 0.1%. Meaning 1,000 people clicked the ad. If the CPC is $1.38 the total advertising dollars made would be $1,380. Google keeps around 45% making your payout $759. This gives you $1 per 1,317 views

Scenario 2 You make a video teaching people about home loans that gets 10,000 views, of which your ad Click Through Rate (CTR) is 0.8%. Meaning 80 people clicked the ad. If the CPC is $17.63 the total advertising dollars the total advertising made would be $1,410. Google keeps around 45% leaving your payout $776. This gives you about $1 per 13 views.

These scenarios are exaggerated to show the point. The money you make on YouTube has more to do with what advertisers pay for than how many views you get.

This knowledge is essential is to make the most amount of money per view. If you have a very targeted niche that contains high CPC keywords, you don’t need millions of views to make money. Getting a couple hundred views a day could bring in a couple hundred bucks a month!

Massive Video Production Strategy

One of the biggest complaints I hear about video is that it’s so time consuming. It takes forever just to make one video. We’ve found a solution. We call it the, “Massive Video Production Strategy” This allows you to make the most amount of videos in the least amount of time and work. By using this strategy, some of our clients were able to shoot, edit, upload and optimize 30 videos in 9 hours.

There’s a very specific template to follow when creating a YouTube Channel for the purpose of maximizing engagement and making money. This template requires some creative thinking and a little bit of work. We’d love to share it with you, give us call or reach out to us on our contact form to learn some valuable well kept secrets.

10 Things You Should Know Before Buying a Domain Name

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One of the most important decisions in establishing an online presence is choosing a domain name. The right domain name for your website is important, for both your target audience and search engines. Ignore the trends and fads of the day and choose a name that makes sense for your business or subject matter now and will still make sense 10 years from now. Here are 10 tips to help you make a good domain name purchase.

1 Do your homework

A little bit of research can go a long way when buying a domain name. Find similar sites and check out your competitors’ domain names using a site like Compete.com. Browse available domains by keyword or domain name using Media Temple’s domain name search tool.

Use https://www.domitree.com/ to see when a domain was last sold, for how much, and the web hosting broker. A popular domain may have more public resales. You can search by keyword, which helps provide the popularity of certain words in domain names.

2 Buy domains that are easy to type and remember
Even if you plan on optimizing the site for search engines, you still want a domain name that people can remember and type. Avoid odd spellings of words, multiple hyphens or other characters, numbers and so forth. Anyone hearing your name should know how to type it without you having to say things such as “the number 4” and “dash-dash.”

You should also avoid words that have more than one spelling if your visitors are likely to be confused and mistype the name. Alternately, you can buy both versions of the name and direct visitors from the one you like less to the preferred name. While you do want a short name (see below), don’t go for something so cryptic that people have a hard time remembering it. Word of mouth is a powerful marketing tool and you want to make it easy for people to tell their friends about your site.Avoid slang terms

3 Avoid slang terms

Try to avoid slang terms and instead pick a name that will still be meaningful in 10 years. This will also help your name be understood and remembered by non-native speakers. Whether or not you intend to do business internationally, this can help with your local audience as well.

4 Buy a domain that’s shorter rather than longer

The longer your domain name is, the harder it is for people to remember it and the more chance you have of someone misspelling one of the words. Most good single word domain names are long gone, but you can still avoid long domain names by getting a little creative. If you have a single word you really like that is not available, try adding an adjective or verb in front of it and seeing if those variations are available. Think of your domain name as part of your brand, and make sure it matches how you want people to think of you.

5 Stick with .com if you can

Most people assume a domain name ends in .com so if you buy a domain name with one of the other extensions (.net, .info, .org, etc.), you’ll have some extra work to get people to remember that your site has a different extension. Don’t automatically assume you should only buy domains with .com, though. Many sites have done quite well with other extensions. (Look at us!)

6 Don’t buy trademarked domains

If your purpose in buying a trademarked term as a domain name is to try to confuse people, you’re opening yourself up to having a complaint filed against you and having to give up the domain name. Even if you’re not trying to create confusion, you’re likely to face some legal challenges by buying trademarked terms in your domain name. To be safe, you can search for U.S. trademarks at www.uspto.gov and make sure no one owns a trademark on the name you are considering.

7 Don’t buy a domain name that’s too similar to an existing site

Even if the term isn’t trademarked, don’t buy domains that are just a variation of another domain name. This means avoiding plurals if the singular is taken (mediatemple.net vs. mediatemples.net), hyphenating a phrase (media-temple.net), or adding “my” or some other preposition (mymediatemple.net). Alternately, you might consider buying these variations yourself and set them up so that if someone types one of the variations, they are redirected to your main site.

8 Hyphens are a mixed bag

Using hyphens to separate words in a domain name makes it easier to read and makes it somewhat easier for search engines to recognize the individual words. However, people often forget about the hyphens when they type domain names. If you do use hyphens in your name, don’t buy a domain with more than three hyphens. It’s just too messy.

9 Avoid numbers

Avoid having numbers in your domain name. People can get confused about whether the numbers is a digit (3) or a word (three). If you want a number in your domain name because there’s a number in your company name, buy both versions (digit and word) and redirect one to the other. Be especially wary about using the number “0” in a domain name as people may see it as the letter “O.”

10 Check availability on social media sites

When you have a name picked out, go see if that word or phrase is available on social media sites like YouTube, Twitter, Facebook, Instagram, Pinterest, Google+, and Tumblr. Even if you don’t plan on using social media right away, you’ll want to have the option when you’re ready, and it’s easiest if you can use the same phrase on each site.

How to Write an Email Asking Millionaires For Help

Published / by Jonathan / 2 Comments on How to Write an Email Asking Millionaires For Help

how to ask millionaires for help? I know a lot of people who have written emails to millionaires and billionaires asking them for money. Some of these emails have been rejected while others have been accepted and money has changed hands. This is for real! In this post I will be explaining how to write an email asking millionaires for money. At the end of the post you can have a look at the sample email asking millionaires for money. You can use this template to construct your own email asking millionaires, billionaires and philanthropists for money.

Billionaires and Millionaires like Bill Gates, Ellen DeGeneres, Oprah Winfrey, Larry Ellison and Mark Zuckerberg really do help a handful of individuals who genuinely need help. The most important thing to bear in mind is being honest and open when you contact millionaires and billionaires via email.

You must be open and honest when asking millionaires and billionaires for help via email
Always ask popular billionaires like Bill Gates and Ellen DeGeneres for help

Do You Really Need the Money how to ask millionaires for help?

Before you write an email asking millionaires and billionaires for money you need to think real hard. Do you really need the money? Most millionaires and billionaires only help people who are in real need. If you have income coming in and are rather well off then the likelihood of getting money from millionaires is very low, although not impossible. If you are in severe hardship, then you can and should ask millionaires for help.
If you don’t need money you could email millionaires or billionaires asking them for a job or for advice and mentorship. A handful of people I know have contacted billionaires like Bill Gates and have received life changing advice. If you are chosen because you have written a genuine email your life will almost certainly change.

What Kind of People Will Get Help And how to ask millionaires for help?

From my own personal experience millionaires and billionaires will give you help if you are experiencing one of the following

  • Need urgent medical attention and have nowhere else to turn to
  • Are living on the street and want to better your life
  • Want to study and have no prospects
  • Want to get a business off the ground
  • Need help caring for family
  • Have been caring for family for a long time without a break
  • Disabled people
  • Need mentorship
  • Want a job and can make a difference
  • There are other circumstances millionaires and billionaires will consider however from my own personal experience and from talking to other people who have received help from millionaires and billionaires, these are the circumstances when these rich people open their wallet.

Who Should You Contact for Money And how to ask millionaires for help

You should contact as many millionaires and billionaires as you possible can. The bigger your mailing list the more chance you have of getting a response. You won’t get money straightaway so refrain from giving your bank account details because it looks as though you’re being presumptuous. Some of the millionaires and billionaires who have given personal donations to people in need include

  • Bill Gates of Microsoft
  • Warren Buffett of Berkshire Hathaway
  • Oprah Winfrey chat show host
  • Ellen DeGeneres chat show host
  • Larry Ellison of Oracle
  • Mark Zuckerberg of Facebook
  • George Soros Investment Manager

The best way to contact these billionaires and millionaires via email is to go through their charitable foundation. All the billionaires and millionaires mentioned above have their own charitable foundation with an email address. When contacting millionaires and billionaires via email you must address the email direct to the billionaire or millionaire.

You could also try guessing the email addresses of millionaires and billionaires. There are a handful of people who have successfully guessed the email address of people like Bill Gates and Oprah Winfrey by simply trying permutations of their names along with different email providers such as [email protected] or [email protected]. It does work sometimes.

The millionaires and billionaires above have helped people all over the world so contacting them makes sense because they want to help people in GENUINE need. When writing your email to these millionaires and billionaires asking for money you should try to make the message personal. Do not write an email and then copy all the millionaires in together because your email will be deleted immediately. Your aim is to build a rapport with these millionaires and billionaires so you can eventually ask them for money or a job.

How to Ask Millionaires and Billionaires for Money

Introduction – What to Write

When you write your email asking billionaires and millionaires for money you should always start by introducing yourself and then go on to write about your personal circumstances.

You can write about your present circumstance and then perhaps dip into your past explaining how you were never given an opportunity. You should then ask the millionaire or billionaire for help.

Do not ask for money straightaway, your aim is to get your foot in the door. Billionaires and millionaires who give money are not stupid, they know you will ask for money so be patient and then reap the rewards afterwards.

Main Part – What to Write

In the main part of your email asking millionaires and billionaires for money you should state the help you need. You can ask for an opportunity to better your life through hard work.

Ask the millionaire or billionaire for an opportunity to get yourself out of poverty. Always try and relate your present circumstances with the millionaire’s life so they can relate to your hardship.

If you can strike a rapport and cord with the rich people, there is a chance you could get the help you need to get your life back on track quickly.

Conclusion – Finishing the Email

In the final part of your email summarize your personal circumstances and the help you need to get yourself out of your hardship. Try to keep the final part short and sweet and never beg for money or give the millionaire or billionaire you are emailing your personal account number because they will find it offensive.

Before millionaires and billionaires give away money they get their people to do extensive checks so you should be honest and upfront at the beginning. Your only aim at this stage is to build a rapport with the billionaire in the hope that they will mentor you or give you advice, if you can reach the first stage the money will come eventually either directly or via an insight the millionaire or billionaire will provide.

  • Never beg Millionaires or Billionaires for money when you email them
  • Never give your bank account details as its presumptuous
  • Your aim is to build a rapport, if this happens money will inevitably follow
  • Sample Email Asking Bill Gates for Money

Dear Mr. Gates,

Thank you for taking the time to read my email I appreciate it very much. I want to reach out to you because I think you can help me. I am a 25-year-old father with a large household and I am on a minimum income. I do not want any handouts and I just want the opportunity to explain my circumstances. All my life I wanted to become a Doctor to help people. I came from a poverty stricken family and my parents could not fund my education. I could not afford to pay for my own education and I did not want to get into debt because I have a family to large support. I am still passionate about being a Doctor and I think this is where you could help.

What I need is assistance to further my education and become a doctor. Currently I am working so studying for medicine is very hard. I do not want to neglect my family and I do not want to get into debt by getting a student loan. If you could somehow help me realize my dream I could help other people and get my family out of poverty. I am a very driven person which is why I have contacted you. I believe that you have the same drive and determination which I have to get the job done. I admire what you have done with your business and you are my number 1 mentor.

I really hope you reply to this email to help someone realize their dream of being a doctor. My circumstances throughout my life have made it difficult for me to achieve my goal. If you can help me somehow even by giving advice I would be grateful. I look forward to hearing from you.

End

This email asking Bill Gates for money is short and sweet. It does to beg and it does not ask for a donation to your personal bank account. You can edit this email and personalize it so it reflects your circumstances.

Asking billionaires and millionaires for money by email is not a guaranteed way to get money. Out of 1000 email probably a handful are considered. If you’re circumstance strikes a chord with the millionaire or billionaire you are more than likely to get a response. Emails like the one above have helped people get their feet under the door so it’s worth a try, what do you have to lose?

How to Host your Own Website In Just $2 Per Month

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Planning to start a website? Congratulations! We have scouted around for all the details you need to make this a success. By the time you reach the end of this article, you will have gathered all it takes to come up with a website, even if you feel like a freshman at this.

It’s a fact many of us want to know how to host a website from home so sit back, grab some popcorn, and let me teach you how to host your own website.

Here’s a brief guide on what to expect:

  • Understanding web hosting
  • The different types of web hosting
  • Choosing the right web host
  • Understanding what a domain name is
  • Choosing the right domain name for your website
  • Registering a domain name
  • How much does it cost to host a website?
  • Conclusion

Understanding Web Hosting

Ever heard of the web? Think of it as a vast unending piece of land. Your website will need a home and it’s on this land that you have to find it a home. So web hosting basically refers to a place where all website owners store their websites. Your essential files, from documents to videos to images will all be kept in a web host.

Web hosts are the companies that rent out their servers/computers for use by people like you who need space to store your website. Besides, they offer internet connectivity so as to enable other computers to access what you have on your website.

More often than not, you will run into the term web hosting which could be interpreted to mean either the hosting company or the server hosting your website. So don’t let that throw you into a confusion. You will also come across another term ‘data center’ in your communications with your web hosts. To put it simply, that’s just a facility where the servers are stored.

The Different Types of Web Hosting

Web hosting services are categorized into plans. So when you start to hunt for a web hosting plan, it’s easy to be overwhelmed by the long list of all available options. Not all of them are good for you. So rather than looking up to a marketer to tell you what’s right for you, it’s best if you understand the details under each hosting option. Here’s a short list of the hosting options we are going to cover briefly.​

  • Shared hosting
  • Dedicated hosting
  • VPS hosting (Virtual Private Server)
  • Cloud based hosting
  • Managed hosting

So read on to educate yourself about this.

Shared Hosting

Of all the available forms of hosting, Shared hosting is currently the most common. On top of that, it’s the least expensive of all. Under shared hosting, various web hosting clients have to share everything from the same computer. All the hosting accounts are kept in the same drive run by the same CPU. Same web server also delivers all the services.

In short, all the websites under the shared hosting accounts compete for the same resources which, more often than not, are scarce. So having a popular or huge site put under this hosting might not go well with you.

Downsides:​

Potential for site crashing
Downtime and performance lags when you share the server with a popular site
Not enough customizable options (but perfect for basic WordPress blog)
Security risks due to sharing of the same IP address. If one of you misbehaves and ends up being blacklisted by search engines or marked by email filters, all of you stand to be affected.

Dedicated Server Hosting

A dedicated server hosting comes with a lot of great features. First off, with such a plan, you get full control over the whole server, which means you can modify the operating system, adjust the configuration settings, change the language interpreters and so much more. Of course this comes at a higher cost.

If you look to setting up an enterprise management system, then this the plan that lets you have the control and ability to run that. Since the server is all yours, this means that overall performance is going to be excellent. Your website will also be more secure.

The only major downside to this form of hosting is that it’s expensive.

VPS Hosting (Virtual Private Server)

Just as the name puts it, the server is simply a virtual machine. It’s not physical, unlike the two we’ve looked at. What’s good though is that this plan lets you have complete control of things, just as it is with a dedicated server. So if you look to coming up with custom applications or other related businesses, VPS is a great option.

Even though all these virtual machines share server resources, in a VPS environment, they are much few as opposed to a shared hosting environment. Your portion is pretty huge which means that the bandwidth and computing power are pretty much sizeable. Security is also guaranteed. Even though you might share the same IP address, presence of a virtualization layer gives you immunity against issues emanating from other sites.

Cloud Based Hosting

Cloud based hosting is the kind of hosting you need if you expect to hit, on average, tens of thousands of visitors a day and sometimes an unpredictable amount of visitors that goes beyond that. All the other hosting forms we’ve looked at actually have a set limit. All of them come with limitations, from the memory size it can use to storage limits and even the maximum amount of each can handle.

But with cloud hosting, your website will be able to take high traffic or unexpected traffic spikes. The hosting companies attempt to balance resource usage based on the available computer power. Soon as the usage goes up, maybe because one site has recorded a surge in traffic, the systems responds accordingly but limits itself to what the entire system can handle.

What’s good about this form of hosting is that one pays for what they really use. So if you can’t afford expensive web hosting, this is the best option for you.

One downside to this form of hosting is that most of them lack root access. Root access is what you will require if you wish to change server settings or add some software.

So in learning how to host your own website, you need to have all these knowledge about hosting plans at the edge of your mind.

Choosing the Right Web Host

Click Here To Get Web Hosting For Only $2.49 Limited Offer

You are not yet done on making choices. Now that you know what to expect, the next task is to look out for a great web hosting company. A quick search on the search engines will bring a long list, each luring you with sweet offers and promising heaven. Interestingly, each one of them insists on offering unlimited resources, access to a friendly and knowledgeable support staff, 99.9% uptime, name it, but it’s a huge mistake to trust them right away.

So we’ve rolled up a few important things that will assist you to reach a correct decision. Take a look.

Pricing

Price is a big deal to many of us but should it be the ultimate factor in deciding who to host your website with? Absolutely no. More often than not, the cheaply priced hosting packages don’t pack much. Many of them lack the key features that can assist you to set up your website fast and with ease. So rather than basing your decision on price alone, take it a little further and scrutinize the features each host offers under each package then compare the rates to reach a decision.

DOMITREE is a great platform you can use to make your comparisons

Technical support

Granted, you expect your website to be on top of things but that doesn’t mean it’s going to be 100% fine all the time. Sometimes you will run into technical hitches like email issues or the site going down. At this point, you will need quick technical help to solve the problem. So look around at what the web hosting company’s customers say about their support staff.

Do they speak your language? Do they offer 24/7 technical support? Find answers to all these questions.

Uptime guarantee

Don’t just take their word for it. Look at the reviews from their customers to see if anyone has raised an issue against their uptime guarantee. What about their reputation in regards to uptime? Also, inquire to find out if they have multiple backup locations for their servers as this usually helps in ensuring 99.9% uptime. The last thing you wish to see is your site not being visible to visitors.

Exit terms

You may reach a point and decide, well, now that I know how to host my own website, it’s time to shift gears and see what it feels like to host with these other companies. So before you choose your web host, read their terms of service and understand what their requirements are when one decides to move their domain name to another host.

Back-up services

Backup is so important when you own a website. Anything could happen and you might end up losing all your data. Alternatively, you might decide to delete it only to realize later that you deleted important files and you need them as soon as possible. Some web hosts offer adequate backup services such as automatic backups, it could be daily or hourly. So watch out what the company offers in relation to this.

Ease of access

Not all web hosting companies will let you have access to your website anytime and anywhere. Some even put a limit on what you can access. Well, these are the companies you should avoid. Ensure the web host you choose can let you access the server and make changes whether it’s in your email, server settings, name it.

Specialties

Some web hosts have spaces where they specialize best and have a huge following. Most common spaces include blogging, small business, growing business, and e-commerce. A quick search on the web should show you what most of the host’s customers are. Having a host who understands the needs of your industry is a great addition to the success of your website.

Add-ons

Here’s where you need to be so attentive. What else does the hosting company offer besides just hosting your website? Look out for email accounts, email forwarding features, regular data backups, free domain policy, name it. If you find that they offer all these things mostly at no charge, then don’t hesitate to register for their services.

So go right ahead and pick a web host that meets all these requirements

15 WAYS TO MAKE $100 Per Day Before Evening

Published / by Jonathan / 1 Comment on 15 WAYS TO MAKE $100 Per Day Before Evening

Having extra cash to play with gives you so much more financial freedom and over time, that can really change your life. So when you realise that there is actually a tonne of ways you can easily up your income and learn how to make 100 dollars a day, or even increase your earnings by a few hundred dollars every single week, things get kind of interesting.

With that extra cash you could do so many more things. You could:

  • Pay of your debt
  • Save for a house
  • Have more free cash to invest in a business venture
  • Build a strong emergency fund, put more into your pension or a savings account
  • Consider leaving a job you hate for something you really want to do
  • Have a little more wiggle room for doing the things you love!
  • The good news is, you don’t have to wait a year for your boss to maaaybe give
  • you a raise on your monthly income. In fact, diversifying your income outside of your ‘regular’ job is a great idea anyway.

Have multiple streams of income gives you more opportunities to earn money and providing a stable foundation of income should one stream suddenly fail (if you were made redundant, for example, having another stream of income could be invaluable).

The below ways to make extra money each month are great whether you’re employed full-time and want to up your income, or if you’re a student or stay-at-home parent looking for some creative ways to make some more money on the side!

15 WAYS TO MAKE $100 Per Day Before Evening

Side Note: No single one of these ideas is likely to work if you want to know how to make 100 dollars a day, (although do tell me if I’m wrong!). Instead, implementing a mix of these ideas and putting in some hard work could get you there – or somewhere close at the very least!

1) Survey Sites

Survey sites are a fantastic way to earn money on the side if you don’t have the time to invest in a proper side hustle such as freelancing or blogging (see below!).

While you won’t make big bucks from Survey Sites, they are a legitimate way to earn cash that I (and many other money bloggers) regularly fall back on to make some cash.

Some sites are great and provide genuine opportunities to earn cash in exchange for completing surveys, watching videos, reviewing products and more. Others, however, take more time and effort to complete than the money you’ll receive in turn and simply are not worth it.

With that in mind, if you’ve got a few hours spare in the evenings (perhaps when you’re sitting in front of the TV) and like the idea of making some cash each week from filling out surveys, I’d recommend the following sites for getting started (all are completely free to join):

  • Swagbucks (get a free $5 bonus for signing up)
  • Pinecone Research (earn up to $5 per survey)
  • Inbox Dollars ($5 free sign-up bonus)
  • Another fab app I highly recommend downloading is the Nielsen Mobile Panel, which lets you earn money and enter to win thousands every single month – purely for having the app on your phone!

2) Virtual Assistant

A virtual assistant helps online businesses, bloggers and entrepreneurs with the admin side of things for their business. This could include things such as:

  • Responding to emails and keeping their inbox clear
  • Scheduling posts on social media
  • Creating graphics and photos for their blog
  • Proofreading and editing posts
  • Outreach for the company
  • Other admin tasks such as expenses, editorial calendars and more
  • One of my very first freelance jobs was actually to be a virtual assistant, and over 18 months later I still have that client today (they’re great!).

I definitely fell into my role as a virtual assistant, but I really enjoyed it because I always had something new and interesting to do.

Being a virtual assistant is possible for anyone as it doesn’t require a specialist skill like design or writing. It is a great form of steady income every month as there are always tasks to be done, and it keeps my workload interesting as there are always other things to do if I’m not in a writing mood!

I highly recommend checking out Gina Horkey’s website and courses. She built a successful virtual assistant business with no experience in just 6 months, and is one of my work-from-home idols!

If you’re not sure what exactly you could offer as a VA, she also has an amazing list of over 100 things you can do as a virtual assistant – so there is definitely something for everyone with this side hustle.

3) User Testing

User Testing is a website that you can earn money from by testing websites!

You can earn $10 per test, which is typically 20 minutes. If you have the time to spare, this can be a fantastic and super reliable way to earn money every evening when you have some time to kill!a

4) Create a Course

Do you have a skill that you think other people would be interested in learning? There are a lot of highly successful people today because they’ve seen a gap in the market for a course that would really sell – if you have a niche skill without many highly rated courses, you could be on to a huge winner.

Not to mention, creating a course requires a lot of work initially, but then you’ll be on your way to a passive income stream to earn money while you sleep!

A few fantastic platforms to create your course on are:

  • Teachable
  • SkillShare
  • Udemy

5) Teach English Online

VIP Kid is currently amongst one of the top companies to work for remotely. With this site, you can teach English to Chinese children online and earn up to $25 an hour from the comfort of your own home!

I know people that have used VIP Kid themselves to supplement their income and they have raved about it, so it’s definitely worth checking out if you think you have what it takes to teach English!

Visit VIP Kid and register as an online teacher.

6) Shop on Cashback Sites

Finally, let me introduce you to the best-kept secret when it comes to shopping online. eBates is a website that allows you to sign up, shop with your favourite retailers as usual, and it will then give you cash back whenever you make a purchase through the site.

This is a totally legitimate site and a great way to make money without making any major alterations to your current routine

7) Start Your Own Website

What, you didn’t know that bloggers can make money? And more than that, that there are bloggers out there making even more money than they ever could have made in a regular job? Well, there are!

In the past 3 months, I’ve tripled my income from my blog already – and it’s all thanks to this course: Making Sense of Affiliate Marketing.

I go into way more detail in my make money as a full-time blogger post, but here’s the gist: Michelle currently makes over $50,000 every single month from affiliate marketing on her blog (and a whopping $100,000+ every single month), and in this course, she’s revealed all her secrets. It is legit. Within 2 days of applying the course materials to my blog, I made my first affiliate sale – and they’ve kept on climbing ever since.

If you’re interested in working remotely as a blogger, you need this course, really.

8) Deliver Food

Become an UberEATS driver, Deliveroo, or PostMates and make money delivering food for people in your spare time. Also a great way to stay fit if you run your deliveries on your bike!

9) Make Money on Your Smartphone

I’m just going to leave this here for you:

15 SUPER easy ways to make money with your smartphone

10) Sell Old Items Online

Selling things online is a great side hustle you can do in your spare time, and you can scale it exactly to how much time you have to spend on it.

A few things you could sell include:

  • Old clothes (in good condition)
  • Items from your house decluttering (again, provided they’re working!)
  • DIY crafts (knitting, crocheting, pottery, jewellery-making)
  • Online products i.e. printables, eBooks, courses
  • Goods on Amazon

Depending on whether you want to make serious money, or an extra bit of cash each month, there are a number of platforms you could choose to sell things online.

11) Become a Driver

A tonne of people drive for Uber or Lyft on the side of their regular jobs to earn extra money extra single day. Why not?!

If you have a car and don’t mind spending a few hours behind the wheel, this could be a perfect little side job for you – and an interesting way to meet some new people!

12) Become an Airbnb Host

Last year I interviewed Lily, who earns over $50,000 every year from her Airbnb side hustle. She just rents out a spare room in her and her husband’s house and boom, steady income with not too much work required.

If you have a spare room, being an Airbnb host could be the perfect way for you to make money each month. If you live in a great area, you could even make 100 dollars a day just from this!

Sign up to be an Airbnb host and get credit off your first stay with my link.

13) Start Your Own Amazon Store

You could also consider starting your own Amazon FBA store, which involves having your own online store but all orders are fulfilled directly by Amazon. There are huge benefits to selling things online this way, and you can scale your profit over time if you decide you want more than a side hustle.

Take a look at my post on making money from Amazon FBA here.

If you want more information, I’d highly recommend checking out The Selling Family for a huge range of courses packed full of valuable information.

14) Become a Freelance Writer

I now run my freelance writing business full-time, but previously this was my very own side hustle.

Freelance writing is a perfect way to make extra money every day, especially if you have a knack for words!

15) Be a Secret Shopper

Mystery shoppers are paid to enter a store or restaurant and review the service they receive, the cleanliness of the environment, and a range of other aspects as an anonymous shopper.

If you have spare time in the day and like the idea of going undercover in the shops and restaurants, this could be a good option to make money without a job!

You may

6 Key Differences — Shared Hosting vs. VPS Hosting (2019 Guide)

Published / by Jonathan / Leave a Comment

When smartphones took over in the early 2000s, data usage and cellphone bills went through the roof for many families — mine included. My family’s shared data plan wasn’t perfect — some months, someone would rack up data usage and leave the rest of us strapped — but it allowed each person to pay a lot less per month than if we each had an unlimited data plan.

In many ways, shared hosting is similar to a family data plan: Responsibility is shared among users, and you’ll be in trouble if you exceed your allotted portion of resources. VPS hosting, however, is more like an individual data plan. While you’ll pay more money to customize it to your needs, you’ll get more resources and control over changing your data setup as you see fit.

Selecting the right hosting service depends on several factors, including resource needs, performance demands, security requirements, cost constraints, server administration preferences, and scalability expectations. Read on for our comparisons and recommended hosts.

The Difference Between Shared and VPS Hosting in a Nutshell

Simply put, shared hosting means your site will share the same server as many other sites. It’s usually the cheapest option but comes with limited bandwidth, administration, and performance capabilities. VPS hosting is a more premium option, with the ability for greater customization and increased performance. But, as with any premium service, you’ll have to pay more to get more.

Next, we’ll cover the key points to consider when choosing between shared and VPS hosting.

1. Server Resources

As the names imply, shared hosting customers share server resources, whereas dedicated hosting users get a server dedicated to their sites’ needs. A VPS lies in the gray area in the middle — a bunch of slices of the same server acting as their own dedicated hardware entities. That being said, there are pros and cons to both sides of the shared/VPS resource allocation spectrum.

Shared Hosting

When you share server resources with others, you’ll face some limitations. While no single account will impact another’s experience, per say, there will be maximum available CPUs, memory/RAM, and disk space. Your website will not be able to use resources beyond the maximum allowed. This may not be a big deal if your website doesn’t require a ton of space or processing power.

VPS Hosting

With VPS hosting, you’ll enjoy greater private disk space and higher overall resource availability. This will be necessary if you want to expand your business and need to offer customers a user experience that goes beyond the basic shared hosting level.

2. Performance

As you might guess, more resources means more performance. Shared hosting is only as performant as the technologies your host has implemented for speed (e.g., SSDs, caching software, a CDN, etc.). Typically, you have more control over the performance factor with a VPS, but let’s go a little more in-depth.

Shared Hosting

As with any shared plan, other websites could possibly affect your website’s performance – it’s the risk you run by opting for the more economical shared hosting plan. However, if your performance demands are limited and you value ease of maintenance, shared hosting will likely yield a higher return on investment.

VPS Hosting

It’s no surprise that VPS hosting offers better overall performance based on the bandwidth it offers users. You’ll have more flexibility to configure your applications on the server, but you’ll need to make sure you have a dedicated system administrator to keep the server running smoothly. If you have high traffic demands or multiple sites to manage, VPS will be the better option.

3. Security

While sharing server resources presents huge benefits from a cost point of view, it can wreak havoc on the security end of things. It really depends on how much the hosting provider has invested (both operational/team and purely financial resources) in ensuring dedicated protection for its shared hosting customers.

Shared Hosting

While shared hosting is considered very safe, be aware that security breaches can occur simply because a common server cannot guarantee 100% security. The main reason for this is what we call the Noisy Neighbor problem — or the fact that when one shared hosting customer makes a mistake or experiences a technical difficulty, it’ll likely impact other sites because you are all sharing space on the same machine.

Customer support will likely also be limited compared with VPS hosting. However, if your site won’t require sensitive personal information from users, you shouldn’t have an issue with shared hosting.

VPS Hosting

You can ensure your site’s security with more robust safety features that are only available through VPS hosting. If your budget allows, you can implement better customer support services that will assist patrons when they need it. If your business needs to protect personal data, it’s worth considering the upgrade to a VPS.

4. Pricing

Pricing for web hosting is a funny thing. You can easily find yourself paying an arm and a leg (upward of $29 per month) on shared hosting and absolutely hate the piss-poor service, or you could spin up a VPS instance for as little as five bucks and never look back. Those are extreme scenarios, of course, but hopefully, you catch my drift.

Get Vps Hosting From domitree one of the secure and best web hosting website

This Photographer Turn 12 Mind Bending Dreams Into Reality

Published / by Jonathan / Leave a Comment

Martin De Pasquale has our outmost respect with his latest mind-bending and imaginative photo series. Martin isn’t your typical photographer, he manipulates his images and adds elements via photoshop. These images are wildly creative and might freak you out a bit.

How To Make $500 To $1000 Per Month With Smartphone APPS

Published / by Jonathan / Leave a Comment

I have friends regularly ask me “How can I make $100 a month from home?” Well, it’s easy to make an extra $100 per month with your smartphone, and I do it all the time. Heck, some people even make thousands of dollars with these apps.

Notice I said *some people* make big bucks with these apps. You might not be one of them, so that’s why the title of this post says you can potentially make $100 to $500 a month with smartphone apps. I hate those spammy posts that promise you $10,000 a month for a couple hours of your time, and I refuse to go that route with you guys.

Let’s say it together so we’re all on the same page: “I can probably earn $100 to $500 a month using these smartphone apps.”

You might make a little more, or you might make a little less. It depends on how much time you invest, as well as the area you live in. It’s unfair, but some areas have more opportunities than others. You’ll understand as you continue reading this post about smartphone apps that pay you money.

All of the apps below are free to join. I’m an affiliate for some of them, but it costs you zero dollars and zero cents to install or use any of these apps. However, keep in mind that some apps take a percentage of your earnings if you use them to sell goods or services. We’ll discuss that more later.

Let’s start with grocery apps. You may recognize many of these from another post on my blog, FAQs about Grocery Rebate Apps for Smartphones.

Ibotta

Ibotta is my favorite rebate app, and I’ve earned more than $450 with it so far. I use it regularly because it has a user-friendly layout, quick approval time for receipt submissions, and immediate payments. My receipts are always approved within 48 hours, and I’ve noticed that Walmart receipts fly through lately. Some of them clear in 20 to 30 minutes.

I always cash out via PayPal (click here if you don’t have an account yet – it’s free to join), but you can request payment via a gift card if you prefer. As of today, gift cards are available from Target, Walmart, Amazon.com, Uber, iTunes, and a bunch of other well-known stores and restaurants.

As I mentioned earlier, it’s totally 100% free to join and use Ibotta. You also get $10 just for signing up if you click here and redeem a qualifying rebate within one week. There are often rebates for cash back on any purchase, like $0.25 for redeeming any receipt from a participating retailer. I’ve been redeeming that rebate weekly for the last month or two.

Not into saving money at the grocery store? You can earn money by referring your friends and family members to Ibotta. You get $5 for every eligible referral when your loved ones join using your affiliate link.

MobiSave

MobiSave is my second favorite rebate app. You get paid as soon as your receipts are approved, which is generally within a couple hours or less. Unlike Ibotta, you don’t have to click Redeem or select a gift card. MobiSave sends the money directly to your account, whether you earned $0.10 or $10.00 during your trip.

Sometimes you can combine MobiSave rebates with Ibotta rebates. Review the guidelines and special instructions for each rebate first to make sure you don’t break any rules. You can also use coupons and discount apps like Target Cartwheel with MobiSave.

Field Agent

Field Agent is one of the first money-making apps I ever downloaded. I remember stumbling around Target and Walmart all sleep-deprived and exhausted when my 6 year old was just a few months old. You can also find audits and scavenger hunts at stores like Sam’s Club, Costco, Walgreens, and Starbucks.

Field Agent is a reputable app that pays money for completing easy tasks. Most tasks pay between $6 and $7, but I’ve seen some that paid more. Tasks are simple, and sometimes they’re even fun. My ex used to get a kick out of doing his Field Agent tasks.

I generally work on easy tasks that require you to visit a retailer and take a few photos. It works out great when I find several tasks in the same area – or even at the same store. You can earn $20 or $30 at a time when that happens.

Surveys On The Go

Lots of survey apps and websites are scams, but Surveys On The Go is legit. You won’t rake in a bunch of cash taking these surveys, but you’ll probably earn $5 or $10 a month. Combine this app with other apps that pay money if you want to earn an extra $100+ a month.

You get $1 just for joining and filling in some basic info about yourself and your home (age, location, whether you rent or own, etc.). It only took me a few minutes to complete these tasks.

Cash4Books.net

Cash4Books is another app I’ve been using for years. You get money for selling books, plus you earn 5% of the sales for any qualifying member who joins using your affiliate link.

College textbooks tend to do well on here, but that doesn’t mean you’re limited to educational literature. I like to scan books I see at yard sales for an instant price quote so I can decide whether to buy and resell them. I saw a guy doing the same thing at my local thrift store recently.

Selling books, performing in-store audits, and redeeming grocery rebates are just a few of the ways you can make money with your phone. I’m going to publish a second article in the near future that explains other money-making apps you can download. Until then, make sure you research every app you download, and talk to people you trust about the pros and cons of using money-making apps. There are tons of scams out there, and I don’t want any of my readers to lose money.

Do you make money from your smartphone? If so, feel free to share the details with us!